Stake India Deposit Guide – Payment Methods in 2025

Among them, UPI and NetBanking are the most popular with minimum deposit limits starting at ₹500. For crypto, however, there are no minimum or maximum limits.

In the following table, our experts have listed the most important methods you can use to deposit in INR.

Besides INR, users from other countries can use JPY and CAD to fund their accounts. Now, let’s take a brief look at some of the most important methods in India for deposits.

UPI

Unified Payments Interface, commonly known as UPI, is the preferred payment method for nearly 70% of Stake users in India. It enables instant, free, and secure transactions directly between bank accounts. Major apps like Google Pay, PhonePe, Paytm, and BHIM support UPI which makes this Stake deposit method accessible to over 12 million gamblers in the country.

For betting on Stake.com, UPI is one of the two fiat currency options. You can deposit real money in your account in seconds without entering card details. All you need is your UPI ID. From a technical perspective, UPI is a payment infrastructure rather than a payment gateway. It seamlessly connects multiple bank accounts to enable instant transactions.

Since UPI operates 24/7, you can deposit anytime and bypass banking hours. Security also remains a priority with UPI. Every transaction requires two-factor authentication. Unlike traditional banking methods, UPI does not charge transaction fees. Its seamless integration with Indian banks and widespread adoption make it the best choice for online betting payments.

Google Pay

Google Pay is another great choice for Indian bettors thanks to its seamless integration with UPI. It allows direct bank transfers without the need for card details or wallet top-ups. Stake deposits are instant and free. Similar to other wallets, GPay also works 24/7 so you can deposit anytime during the day.

Our experts really like the security aspect of this payment method. The app uses advanced encryption and requires screen lock authentication, such as fingerprint, PIN, or password, for every transaction.

Another feature called UPI Lite works with Google Pay which supports payments up to ₹500 without entering a UPI PIN. Additionally, Google Pay’s rewards program offers cashback and incentives that you can use outside of the gambling aspect.

Moreover, the user-friendly interface and broad bank support help Google Pay simplify payments for bettors.

PhonePe

Paytm is a widely used payment platform in India that works both within the UPI ecosystem and as a standalone wallet. This dual functionality makes it a popular choice among Indian bettors. You can link their bank accounts to Paytm via UPI to enable direct transfers without exposing your bank/card details online. Alternatively, the Paytm Wallet allows users to preload funds without repeated bank verifications.​

On Stake.com, you need to use Paytm via UPI. Its seamless API integration supports real-time money transfers between bank accounts.

Security is another strong point for this Stake deposit method. Paytm offers multi-factor authentication, such as a PIN or fingerprint verification.

The app also supports UPI AutoPay. You can use it to automate recurring payments directly from your bank account. Although you may not need this feature for betting, it’s useful regardless.​

BHIM UPI

BHIM (Bharat Interface for Money) UPI is a government-backed payment app developed by NPCI (National Payments Corporation of India). It’s the same organisation behind UPI. Unlike third-party apps like Google Pay and Paytm, BHIM is a standalone UPI platform directly linked to banks. In simpler words, you can expect instant transactions at no cost.

Your Stake deposits are authenticated using your UPI PIN to make sure only you have access to the funds. Since BHIM is integrated with all major Indian banks, pretty much all Indian bettors can use it.

The app supports QR code payments, peer-to-peer transfers, and UPI AutoPay for recurring transactions.

Cryptocurrencies

Stake.com operates primarily as a cryptocurrency platform with limited fiat currency support. Although Indian players can deposit and withdraw in INR, the platform’s core payment system is built around crypto. In India, you can easily switch between fiat and crypto through your account interface.

According to our findings, Stake.com supports a wide range of cryptocurrencies, including Bitcoin, Ethereum, Litecoin, Dogecoin, Bitcoin Cash, and Tron. This selection of tokens allows Stake deposits without reliance on banks or third-party payment providers. These transactions also tend to be faster than fiat although the exact time depends on network congestion.

There are no Stake app minimum deposit limits for cryptocurrencies. The same goes for maximum limits. You can fund your account with any Stake deposit amount as long as it aligns with the blockchain limits.

The only downside to cryptocurrencies is the network fee. The more congested the network, the higher the fee. For this reason, we advise bettors to deposit during low-volume hours. You can check the fee in real before you confirm a transaction.

NetBanking

NetBanking allows users to transfer funds directly from their bank accounts to Stake.com. It’s essentially online banking that you access through your bank’s official website or mobile app. Indian players can use NetBanking to deposit INR without relying on third-party payment services at Stake.com.

One of the main advantages of NetBanking is its security. As banks use encryption, multi-factor authentication, and OTP verification, the security is unmatched. This bank-grade security and transaction tracking makes it very safe. However, Stake bank transfers are inherently slower than e-wallets or cryptocurrencies.

How to Deposit to Your Stake Account

Our experts have tried the deposit process at Stake.com and outlined the steps for you below. Make sure you use the Stake promo code ACESTK during registration.

1. Log into your Stake account from desktop or mobile.
2. Visit the deposit page.
3. Choose Indian Rupee (INR) as your preferred currency.
4. Choose what payment method you want to use. If you choose Google Pay, for example, you need to provide your Google Pay UPI ID and transaction ID.
5. Enter how much you want to deposit.
6. Follow the rest of the instructions on your screen to finish the deposit process.

Unavailable Deposit Methods

Stake India’s portfolio of fiat currency methods is quite limited. In this section, let’s take a look at some methods that are not available.

PayPal

Although millions of Indians use PayPal for both local and international fund transfers, Stake.com doesn’t offer it at the moment. The e-wallet launched its services in India back in 2017. It’s a popular method for online gambling in European countries. Even some of Stake’s competitors also offer PayPal. Similarly, Stake doesn’t offer Skrill or Neteller.

RuPay

RuPay is an electronic payment processing network, similar to Visa and Mastercard. It’s India’s national payment network which means you can get debit or credit cards against your registered bank account. As Stake.com doesn’t offer deposits via cards, you can’t use RuPay.

JioMoney

In recent years, JioMoney by Reliance Payment Solutions has made a name for root-level transactions. It’s an e-wallet that you can easily fund with your credit/debit cards. You can use it to recharge your phone, pay bills, and shop. Despite its wide availability, Stake India doesn’t offer RuPay.